Do you have credit cards?
When do you use your credit cards?
Almost everybody has cards in his wallet like credit, insurance, identiy cards etc. Credit cards are very common among the cards because nowadays most stores and shops accept credit cards in paying goods and services. Hotels, beach resorts, entertainment places also
accept credit cards. You do not have to carry cash, which is one advantage. Furthermore, if you do not have cash, you can withdraw from it but of course with a little interest. Having credit cards is very useful if you know how to use it. For me, credit cards are only for emergency cases if you really do not have money then you can use it.
I had my first credit card on 1998 when I went on vacation to my homeland. My husband gave a credit card for emergency purposes. He told me that I could use the card if I ran out of money. At that time credit cards were not so popular. Some shops in the city did not accept credit cards. I was not able to use my card.
There are many people who do not know how to use this card. They keep on buying stuffs and withdrawing cash from it. When they received the statement of account from the credit card company they panicked because they spent too much than they thought. This is one of the disadvantages of having a credit card.
I do not have credit card anymore. I seldom use my card thus my husband has cancelled it. I have only one card., my ATM card. I do not want to have many cards in my claudio ferrici wallet. They will just destroy my wallet.
What's in your wallet?
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